/* proceso.html — guía interactiva */
.proceso-page { max-width: 960px; margin: 0 auto; padding: 32px 24px 80px; }

.proceso-hero {
  background: linear-gradient(135deg, #0f2942 0%, #1a4a6e 100%);
  color: #fff;
  border-radius: 16px;
  padding: 32px 28px;
  margin-bottom: 28px;
}
.proceso-hero h1 { font-size: 26px; margin-bottom: 8px; color: #fff; }
.proceso-hero .lead { color: rgba(255,255,255,.85); font-size: 15px; margin: 0; }

.simulator-box {
  background: var(--white);
  border: 2px solid var(--blue);
  border-radius: 14px;
  padding: 24px;
  margin-bottom: 24px;
  box-shadow: 0 8px 24px rgba(37,99,235,.1);
}
.simulator-box h2 {
  font-size: 18px;
  color: var(--navy);
  margin-bottom: 4px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.simulator-box h2::before {
  content: '';
  width: 8px; height: 8px;
  background: var(--green);
  border-radius: 50%;
  animation: blink 1.5s infinite;
}
@keyframes blink { 0%,100%{opacity:1} 50%{opacity:.3} }
.simulator-hint { font-size: 13px; color: var(--muted); margin-bottom: 16px; }

.role-pills { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 20px; }
.role-pill {
  padding: 10px 16px;
  border: 2px solid var(--border);
  border-radius: 24px;
  background: var(--white);
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  font-family: var(--font);
  transition: all .2s;
}
.role-pill:hover { border-color: var(--blue); background: var(--blue-light); }
.role-pill.active { border-color: var(--blue); background: var(--blue); color: #fff; }

.role-output {
  background: #f8fafc;
  border-radius: 10px;
  padding: 18px 20px;
  font-size: 14px;
  line-height: 1.6;
  min-height: 80px;
  border-left: 4px solid var(--blue);
  transition: all .3s;
}
.role-output.pulse { animation: pulse-bg .4s ease; }

.wizard-steps { display: flex; gap: 6px; margin-bottom: 16px; flex-wrap: wrap; }
.wizard-btn {
  flex: 1; min-width: 100px;
  padding: 14px 10px;
  border: 2px solid var(--border);
  border-radius: 10px;
  background: var(--white);
  cursor: pointer;
  font-family: var(--font);
  text-align: center;
  transition: all .2s;
}
.wizard-btn .wn { display: block; font-size: 20px; font-weight: 700; color: var(--blue); }
.wizard-btn .wt { font-size: 11px; font-weight: 600; color: var(--muted); }
.wizard-btn:hover { border-color: var(--blue); }
.wizard-btn.active { border-color: var(--blue); background: var(--blue-light); box-shadow: 0 0 0 3px rgba(37,99,235,.15); }
.wizard-btn.done { border-color: var(--green); background: var(--green-bg); }
.wizard-btn.done .wn { color: var(--green); }
.wizard-detail {
  background: var(--blue-light);
  border: 1px solid #bfdbfe;
  border-radius: 10px;
  padding: 16px 18px;
  font-size: 14px;
  line-height: 1.6;
  margin-bottom: 12px;
}
.wizard-actions { display: flex; gap: 8px; flex-wrap: wrap; }

.calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 640px) { .calc-grid { grid-template-columns: 1fr; } }

.calc-field label { display: block; font-size: 12px; font-weight: 600; margin-bottom: 6px; color: var(--text); }
.calc-field input, .calc-field select {
  width: 100%; padding: 10px 12px; border: 1px solid var(--border);
  border-radius: 8px; font-size: 14px; font-family: var(--font);
}
.calc-field input[type=range] { padding: 0; }

.calc-result {
  grid-column: 1 / -1;
  background: var(--navy);
  color: #fff;
  border-radius: 12px;
  padding: 20px 24px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  text-align: center;
}
@media (max-width: 640px) { .calc-result { grid-template-columns: 1fr; } }
.calc-result .cr-label { font-size: 11px; opacity: .7; text-transform: uppercase; letter-spacing: .05em; }
.calc-result .cr-value { font-size: 22px; font-weight: 700; margin-top: 4px; }
.calc-result .cr-value.highlight { color: #4ade80; }

.mode-toggle { display: flex; gap: 0; margin-bottom: 16px; border-radius: 10px; overflow: hidden; border: 2px solid var(--border); }
.mode-toggle button {
  flex: 1; padding: 14px; border: none; background: var(--white);
  font-weight: 700; font-size: 14px; cursor: pointer; font-family: var(--font);
  transition: all .2s;
}
.mode-toggle button.active { background: var(--blue); color: #fff; }
.mode-toggle button[data-mode="cif"].active { background: #d97706; }

.mode-explain {
  font-size: 13px; padding: 12px 14px; border-radius: 8px; margin-bottom: 16px;
  background: #f8fafc; border-left: 4px solid var(--blue);
}
.mode-explain.cif-mode { border-left-color: #d97706; background: #fffbeb; }

.bank-flow { display: flex; align-items: stretch; gap: 8px; flex-wrap: wrap; margin-bottom: 16px; }
.bank-step {
  flex: 1; min-width: 120px;
  padding: 16px 12px; text-align: center;
  border: 2px solid var(--border); border-radius: 10px;
  background: #f8fafc; font-size: 12px; font-weight: 600;
  color: var(--muted); transition: all .3s; position: relative;
}
.bank-step .bs-icon { font-size: 24px; display: block; margin-bottom: 6px; }
.bank-step.active { border-color: var(--blue); background: var(--blue-light); color: var(--blue); transform: scale(1.03); }
.bank-step.done { border-color: var(--green); background: var(--green-bg); color: var(--green); }

.docs-tabs { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 16px; }
.docs-tab {
  padding: 8px 14px; border: 1px solid var(--border); border-radius: 8px;
  background: var(--white); font-size: 12px; font-weight: 600; cursor: pointer; font-family: var(--font);
}
.docs-tab.active { background: var(--navy); color: #fff; border-color: var(--navy); }

.docs-panel { display: none; animation: fadeIn .3s ease; }
.docs-panel.active { display: block; }
@keyframes fadeIn { from{opacity:0;transform:translateY(8px)} to{opacity:1;transform:none} }

.doc-checklist { list-style: none; }
.doc-checklist li {
  display: flex; align-items: flex-start; gap: 12px;
  padding: 12px 0; border-bottom: 1px solid var(--border);
  cursor: pointer; transition: background .15s;
}
.doc-checklist li:hover { background: #f8fafc; margin: 0 -12px; padding-left: 12px; padding-right: 12px; border-radius: 8px; }
.doc-checklist li.checked .doc-check { background: var(--green); color: #fff; border-color: var(--green); }
.doc-check {
  width: 22px; height: 22px; border: 2px solid var(--border); border-radius: 6px;
  display: grid; place-items: center; font-size: 12px; flex-shrink: 0; margin-top: 2px;
}
.doc-checklist strong { display: block; font-size: 13px; }
.doc-checklist span { font-size: 12px; color: var(--muted); }

.docs-progress { margin-top: 12px; font-size: 13px; font-weight: 600; color: var(--navy); }

.accordion-item { border: 1px solid var(--border); border-radius: 10px; margin-bottom: 8px; overflow: hidden; }
.accordion-head {
  width: 100%; padding: 14px 18px; background: var(--white); border: none;
  text-align: left; font-size: 14px; font-weight: 600; cursor: pointer;
  font-family: var(--font); display: flex; justify-content: space-between; align-items: center;
}
.accordion-head:hover { background: #f8fafc; }
.accordion-head .acc-icon { transition: transform .2s; color: var(--muted); }
.accordion-item.open .acc-icon { transform: rotate(180deg); }
.accordion-body { display: none; padding: 0 18px 18px; font-size: 13px; line-height: 1.6; color: var(--text); }
.accordion-item.open .accordion-body { display: block; }

.proceso-toast {
  position: fixed; bottom: 24px; left: 50%; transform: translateX(-50%) translateY(80px);
  background: var(--navy); color: #fff; padding: 12px 24px; border-radius: 24px;
  font-size: 13px; font-weight: 600; z-index: 999; opacity: 0; transition: all .3s;
  box-shadow: 0 8px 24px rgba(0,0,0,.2); white-space: nowrap;
}
.proceso-toast.show { opacity: 1; transform: translateX(-50%) translateY(0); }

.deal-order-flow { display: flex; flex-direction: column; gap: 10px; margin: 16px 0; }
.deal-order-step {
  display: grid; grid-template-columns: 44px 1fr; gap: 12px; align-items: start;
  padding: 12px 14px; border: 1px solid var(--border); border-radius: 10px; background: #fff;
}
.deal-order-step.current { border-color: var(--blue); background: var(--blue-light); }
.deal-order-step.done { opacity: .75; }
.deal-order-step.highlight { border-color: #f59e0b; background: #fffbeb; }
.deal-order-step.highlight.current { box-shadow: 0 0 0 2px rgba(245,158,11,.25); }
.dos-icon { font-size: 22px; line-height: 1; }
.deal-order-step p { margin: 4px 0 0; font-size: 12px; color: var(--muted); }
.deal-order-note { font-size: 13px; color: var(--navy); margin-bottom: 12px; min-height: 20px; }
.deal-order-actions { display: flex; gap: 10px; flex-wrap: wrap; }
.deal-order-ol { margin: 8px 0 0 18px; line-height: 1.7; }

.section-label {
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .08em; color: var(--blue); margin-bottom: 8px;
}